Category — just some bumblefucks

Last week I entered one of our posts into a blog carnival. It was not a great post, so I was unsure if it would make it into the carnival.

It did not. However it was not due to the quality of the content. It’s all thanks to my idea of a clever domain name…

I’m sorry, but I can’t include you in the carnival of personal finance until you get a family friendly domain name.

Yes, it is true. Shafted due to domain name. Isn’t censorship funny? And isn’t “family friendly” much like beauty and “in the eye of the beholder?”

If you’d like a refresher course on family-friendliness, check out what Wikipedia has to say about it:

Entertainment or information is called “family friendly” if it considered suitable for the whole family. In particular it means that it is not considered harmful for children, which may imply restrictions on engagement in, or depiction of, nudity, sex, violence, horror, crude language, etc.

Consider this a shout-out to all of the children out there reading this, a personal finance blog, because kids love those.

And for the record, we harbor no hostility towards families - just giraffes and hedgehogs.

Let us not forget a few vacations we couldn’t actually afford at the time of travel. And, uh, submission fees to screenwriting contests and film festivals. Oh, and remember that short-lived period where I thought I wanted to get a higher degree in sociology? That was a thousand dollars right there. And, is it my imagination, or have we been discussing fees for some extraordinarily costly summer acting programs located in the most expensive city in the United States?

Will we bumblefuck ourselves further? Only time will tell.

It can happen many different ways. But for us, this is how it happened…

It started about 10 years ago. It was college, everyone was doing it. So, we did too. That’s right - we fell for the old “free t-shirt with credit card application” trick. (okay, actually it was all me at first, then I pulled Riley over to the dark side with me - it was more fun to have a playmate, you see) The t-shirts were not even that cool. I’d like to go on record as chalking it up to “peer pressure.”

Then you move out of state and transfer to a new college. They hit you with out of state tuition, but not to worry - they have some great “private loan lenders” that can help you with that additional cost. It sure felt like a comforting pat on the back at the time - but now I see it for what it was - a 9.25% knife in the back….five times. That is right - five “private lender” student loans.

Fast forward through more credit cards, more college transfers, three degrees between the two of us, a self-published book, a self-financed thanks to American Express indie movie and several moves including across the country and back and then pause the tape at ‘bumblefucked.’

What is bumblefucked?

Well, that is what we are right now. We spend more on transportation costs a month than we do our rent. We have a fairly new television that cost more than one month’s rent. And we were up to our eyeballs in “stuff” that we did not need. Yes, that is correct, we are well past fucked with a crazy load of debt. We are bumblefucked.

Watch us work our way backwards from bumblefucked to just fucked to bumble, or bum, or something like that.