digging out of a stinky pile of debt after realizing we are well past fucked
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How it happens

It can happen many different ways. But for us, this is how it happened…

It started about 10 years ago. It was college, everyone was doing it. So, we did too. That’s right - we fell for the old “free t-shirt with credit card application” trick. (okay, actually it was all me at first, then I pulled Riley over to the dark side with me - it was more fun to have a playmate, you see) The t-shirts were not even that cool. I’d like to go on record as chalking it up to “peer pressure.”

Then you move out of state and transfer to a new college. They hit you with out of state tuition, but not to worry - they have some great “private loan lenders” that can help you with that additional cost. It sure felt like a comforting pat on the back at the time - but now I see it for what it was - a 9.25% knife in the back….five times. That is right - five “private lender” student loans.

Fast forward through more credit cards, more college transfers, three degrees between the two of us, a self-published book, a self-financed thanks to American Express indie movie and several moves including across the country and back and then pause the tape at ‘bumblefucked.’

What is bumblefucked?

Well, that is what we are right now. We spend more on transportation costs a month than we do our rent. We have a fairly new television that cost more than one month’s rent. And we were up to our eyeballs in “stuff” that we did not need. Yes, that is correct, we are well past fucked with a crazy load of debt. We are bumblefucked.

Watch us work our way backwards from bumblefucked to just fucked to bumble, or bum, or something like that.

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